You've worked hard to build a life worth protecting.
Let's make sure it actually is.
Meet LaarnieI'm Laarnie — a licensed insurance and KiwiSaver adviser based in Hamilton, New Zealand. I help individuals and families get the right cover in place, without the confusion, the jargon, or the pressure.
I'm a registered nurse turned financial adviser, which means I've spent my career understanding what's at stake for people when life doesn't go to plan. That shapes everything about how I work with clients. I take the time to understand your situation properly, explain your options clearly, and stay with you well beyond the paperwork.
That shapes everything about how I work with clients. I take the time to understand your situation properly, explain your options clearly, and stay with you well beyond the paperwork.
I advise in both English and Tagalog, and I work with families and professionals across New Zealand who want an adviser they can actually call when it matters.
Insurance that fits your life. KiwiSaver that works harder.
Whether you're protecting your income, covering your mortgage, or making sure your KiwiSaver is set up for where you're actually heading, I'll find the right fit for your situation and your budget. No generic recommendations. No unnecessary upselling.
Our Services
Personal Insurance
Life, health, income protection, trauma cover, and mortgage protection — compared across New Zealand's leading insurers and tailored to you.
KiwiSaver Advice
From choosing the right fund to optimising your contributions or planning a first home withdrawal, I'll help you make your KiwiSaver work for your actual goals.
Ongoing Support
Your cover should grow with you. I review policies regularly and stay across any changes that affect what you have in place.
Most advisers know insurance. I also know medicine.
After years working as a registered nurse, I understand medical terminology, clinical reasoning, and how insurance companies assess health-related claims. That combination is rare, and it changes what I'm able to do for my clients.
When a claim gets declined, I don't just accept it. I read the medical reasoning, I understand what it means, and I know how to challenge it. I've had declined claims overturned and approved because of it. For clients going through one of the hardest moments of their lives, that matters more than they expected.
But the part my clients mention most isn't the paperwork. It's the phone calls. The hospital visits. The follow-ups long after the claim is closed. That's the kind of adviser I set out to be. And it's what I show up as, every time.
Trusted by New Zealand familiesYour family protected. Your future on track.
2,400+
Individuals and families protected across New Zealand
$1M+
In approved claims successfully processed for clients
MDRT Top of the Table
Recognised among the top 1% of financial advisers worldwide
The kind of adviser you'll actually call when something goes wrong.
